LOS Modules  > Credit Analyzer

Secure and educated in your decisions

With a variety of Total Debt Service ratios, customizable decision variables, and connections to third party service suppliers, lenders are able to clearly analyze the risks and rewards of individual and multiple loan applications.

Recommendation and authorization procedures allow for efficient and secure administration of loan applications.

• Integrate with Equifax / Trans Union, GE Capital, mortgage insurance providers, and a variety of automated scoring and decision service companies
• Manage co-borrower applications
• Get an accurate picture of applicants’ financial profile
• Customize variables such as type of loan requested, payment frequency, amortization period, and term
• Prepare multiple scenarios to compare payment option and risks/rewards

Automated-decisioning technology eliminates hours of manual labor and increases retention rates by allowing for quick decisions at the point of sale.