Product Name: Loan Management System (LMS)

What Does It Do? | Who Uses It? | Loan Types | Benefits

What Does It Do?

The Loan Management System automates all activities related to the loan servicing lifecycle, including mortgages, personal and commercial loans, construction loans, bridge loans, asset-based financing and lines of credit.

The LMS is a light but professional software solution that is ideal for small to medium size portfolios (i.e.10 to 50,000 loans). Any organization involved in lending activities will benefit from its flexibility and affordability.

Our current clients include:

• Private Lenders
• Insurance Companies (with mortgage portfolios)
• Wealth Management Firms
• Mortgage Investment Companies (MIC)
• Microfinance Investment Vehicles (MIV)
• Microfinance Financial Institutions (MFI)
• Private Equity Lender/Investor
• Syndicated Lender
• Construction Lender
• Savings Banks
• Leasing Companies
• Credit Unions
• Government Agencies

• Consumer Loans
• Mortgages
• Commercial Loans
• Bridge loans
• Multiple disbursements (or tranches) loans
• Syndicated Loans
• Construction Loans
• Lines of credit (revolving and non-revolving)

All loan information is easily accessible
The loan servicing main screen maintains all the information about a loan in a central location. Additionally, many buttons are provided to access rapidly related information in sub-sections (e.g. collateral, fees, tasks, etc.).

Streamlined payment processing saves you time and money
Payment processing is flexible, accurate and easy. Quickly create the loans using custom templates and let the system handle all payments, charges and interest calculations automatically. Should a client decide to modify his loan parameters, the system will recalculate the payments and guide you through the steps to complete the modification.

Design your own standard and custom letters and notices
The default reports and statements will bear your logo and address. The system however allows you to create your own letters and notices and leverage the mail merge capability to effectively communicate with one or many clients.

Reporting
The Loan Management system comes with dozens of standard reports for your daily, monthly and annual needs. Moreover, you can generate your own custom reports for any day in time and using more than 40 possible filters. Extracted data can then be printed, sent by email or exported as a CSV file to another application.

Audit
Nowadays, investors and partners require lenders to have better control on their portfolios and activities. The Loan Management system keeps a full audit of all modifications made in the system, including date, time, type of modification and user ID. Demonstrating how well you control your banking operations will help build trust with both investors and borrowers while showing your professionalism.