Product Name: Technicost Pool of Investors

What Does It Do? | Who Uses It? | Loan Types | Benefits

What Does It Do?

Increase your lending capacity by including pools of investors in your business model. The system manages the participation of each investor within a fund by keeping track of the periodic investments and the remittances. It works for both individual investors and investments made by trusts on behalf of their clients.

The participation ratios are based on the amounts invested, the dates of each investment and the yield, which can be remitted or reinvested into the fund portfolio. The system can produce statements, share certificates, government tax receipts and print cheques.

*Canadian version.

The Technicost Pool of Investors is mainly used by:

• Mortgage Investment Corporations (MIC)
• Private Lenders
• Mutual funds
• Wealth Management Firms
• Real Estate Developers
• Trusts

• Cash Investments
• Trust Investments (individuals investing through a trust intermediary)

Connectivity
The Pool of Investors system connects with the Loan Servicing and Investment Management systems to share the client database, the transaction codes and the portfolio information. Activate this module without having to import data and waste time with configuration. 

Powerful Calculations
Some individuals invest once, others daily. The challenge in managing a pool of investors resides in calculating each investor’s participation ratio. The software processes transactions instantly to provide you with real-time ratios.  

Flexibility
The system can accommodate investments from individuals or trusts investing on behalf of their clients. One transaction suffices to invest money into one or multiple portfolios at once. Pay dividends to your investors or reinvest the amount to buy more shares in the portfolio. Establish different share prices for each portfolio. 

Audit
Nowadays, investors and partners require lenders to have better control on their portfolios and activities. The system keeps a full audit of all modifications made in the system, including date, time, type of modification and user ID. Demonstrating how well you control your banking operations will help build trust with investors while showing your professionalism.