Product Name: Investment Management System (IMS)

What Does It Do? | Who Uses It? | Investment Types | Benefits

What Does It Do?

The Technicost IMS manages savings, term deposits and investments, with fixed or variable interest rates. When linked with the Loan Servicing system, this system is used to do syndication and manage investors on syndicated loans. An existing interface with the Accounting system facilitates general ledger entries and transaction management.

The IMS is a light but professional software solution that is ideal for small to medium size portfolios (i.e.10 to 10,000 investments). Any organization involved in funding activities will benefit from its flexibility and affordability.

Typical users include:

• Real Estate Developers
• Trusts
• Private Lenders
• Syndicated Lenders
• Mortgage Investment Companies (MIC)
• Savings Banks

• Term Deposits
• Guaranteed Interest Certificates (GIC)
• Revolving Investments
• Savings Account
• Cash Investments
• Trust Investments (individuals investing through a trust intermediary)

All investment information is easily accessible
The investment management main screen maintains all the information about a deposit in a central location. Additionally, many buttons are provided to access rapidly the historical transactions, the manual transactions section, the interest detail and other deposits for the same client.  

Streamlined interest payment processing saves you time and money
Payment processing is flexible, accurate and easy. Quickly create the deposit using custom templates and let the system handle interest calculations and interest remittance. The investors can also opt to have interest re-invested automatically.  

Design your own standard and custom letters and notices
The default reports and statements will bear your logo and address. The system however allows you to create your own letters and notices and leverage the mail merge capability to effectively communicate with one or many clients. 

Reporting
The Investment Management System comes with standard reports for your daily, monthly and annual needs. Moreover, you can generate your own custom reports for any day in time using more than 15 possible filters. Extracted data can then be printed, sent by email or exported as a CSV file to another application.  

Audit
Nowadays, investors and partners require organisations taking deposits to have better control on their portfolios and operations. The Investment Management system keeps a full audit of all modifications made in the system, including date, time, type of modification and user ID. Demonstrating how well you control your banking operations will help build trust with both investors and trusts while showing your professionalism.